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80vette,
Please don't take this wrong, I mean nothing personal in what I am about to say.

I would have never brought that rifle home.  ALL the gun makers have forgotten how to make decent triggers.  But USRAC's new lawyered up rebounding hammer action is hidious.  
I bought one many years ago before USRAC butchered the reciever and put in that, ugh, saftey thing.  I learned the hard way, and will never buy another one.  
I tried a trigger job.  Did it myself, got the pull down to a reasonable level, but there is no way to make a decent trigger out of it because of the design.  I ended up replacing the lower tang assembly with an older one.  Problem solved.

Back to your rifle.  Did you check the pull at the dealer?  If so why did you accept a gun with such a terrible trigger?  If not why not?  Some dealers tend to "frown" a lot when you dry fire a gun in the shop, too bad.  Before I drop my cash on the counter I must know that I can eventually be satisfied with my purchase.
Or did you order it in sight unseen?  A major mistake.  Altho with the pathetic state of many gun shops, it's not surprising.  They don't carry any stock to examine and choose from.  
Almost every new gun made now will need something.

RANT ON

Some, however are beyond reason as they are now "redesigned", and without major modifications will never be any good.
My fondest wish would be for the American shooters to wake up and tell the gun makers, "WE" are tired of your over redisigned lawyered up junk and won't buy it any more.  
I have.  As I said, I won't ever buy another USRAC Mdl 94, or 92, or 86, or Taurus 92, or New Model Ruger Blackhawks, or the new S&W's or Taurus's with the moronic, ( and in my opinion potentially deadly) key safety.
Now I am quite aware that I will be attacked for my stand.  I will be told I am playing right into the anti-gunners hands because "I" am contributing to the downfall of the American gun makers.  Thats OK, I can't help it if some people's standards are so low that they will buy junk, swallowing the retorick of the gunmakers PR department.  I was attacked on several forums because of my particapation in the S&W boycott.  Nothings changed with them.  They may be American owned now, but they haven't voided the agreement.  And now they are further destroying a beautifully designed firearm with the after thought safteys.  To me, UNACEPTABLE!!    
I have been a shooter long enough to know what I want, and what I don't.
I don't mind a design change IF it is an improvement.  But these after thought, lawyer inspired action redesigns, and saftey gadgets are not improvements.  
Why do people buy this junk?

Rant Off

80vette, as I said, nothing personal towards you, but your question just tripped a major sore spot in me and I had to vent.

OK, I have my nomex suit on and zipped and my bag packed.  
If my pointed expressions of my feelings and opinions are not welcome here, I'll be on my way.
 

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MikeG,
Thought for sure I would get blasted this time.  I wasn't trying to, but it seems that everytime I get wordy and state how I feel it happens.  

My dislike for the NM Rugers comes from the experiances I have had with two Blackhawks in .45 colt.  
I enjoy shooting SA revolvers, but when loading and unloading them I don't want to have to manually rotate the cylinder to center it in the loading grove.  That is what the half cock notch is for.  With the big bores it isn't too much a pain, but when you get down to the .357's and smaller, getting the chamber lined up with the ejector rod is a major pain.  
My second gripe happened with two different NM's.  After just a couple hundred rounds each the base pin would come unlatched and jump forward, jamming up the gun.  This is a cronic NM SA problem.  It would take a spread sheet to list all the posts I have read by people that are asking what can I do about the base pin.    
Now, for about $200.xx dollars one can replace the Ruger action with a Power Custom action, and the basepin with an oversized one from several different makers.  This corrects for the most part Ruger's design flaws.  And still leaves you with the transfer bar.
I don't feel the transfer bar action is any safer than the old style action at all though.  Because safety is in the hands of the person holding the gun.  
My first center fire revolver was a Colt clone with the standard action.  I talked to a bunch of old timers when I got it about the proper way to handle the old style guns.  I engraved this into my mind, my hands, and to this date, I have never had an AD with a standard SA.  But I did with a NM Blackhawk.  Yep,  out of ingrained training and habbit I tried to load it like you do the old style, but thinking it's safe with six.  Well you figured it out, when I went to lower the hammer like the old style my thumb slipped off the hammer and because my finger was on the trigger,  well lets just say I was thankfull the house had a two layer block wall.  Had that gun been an old model there would not have been a round under the hammer.
I hope this answers your question about why I don't like NM Rugers.  Yes they are strong, durable, and many things can be done with them.  
But I would rather have an OM.  
I figure that some day I might buy a NM, but I will have to factor in about $300.00 worth of modifications before I would ever fire it.

As for the key lock, my wories are not for people that do as you did, toss the key.  It's for those who have kids.  They feel the need for a home defense gun, but then swallow the hype about making the gun impossible for unauthorized kids to use.  Sounds good on paper, but......................
Picture a key locked gun, a BG coming in, terror, adrinelin pumping, and the terrified gun owner trying to find the key, stick the little pointy end in the tiny hole, turn it the right direction, and all in time to use it before it's too late?  I don't like the odds.
Personal experiance:  I was asleep, sound dead asleep when a major fight erupted around our neighbors house.  They werent home, but the people on the other side were going insane.  Actually trying to kill each other.  When I woke to this my system was already pumping with adrenilin.  I could barely get my pants on.  I would NEVER have been able to use one of those key locks.  NEVER.  As it was I got my pants on grabbed my S&W and headed downstairs to protect mine.  If necessary.  It wasn't, but I was ready.

I'm wordy as all heck today, must be the screaming sinus headache I am suffering with.  Upper respritory virus infection been beating me up the last week.
 

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80vette,
I took your post about your new gun and turned it into a rant fest.  Please accept my apologies.  

I suppose I am a bone headed stubborn old guy that doesn't have much patience with the way things are going in our society now.  (Foot in mouth syndrome.)

In the Tech Notes section here is an article I wrote about replacing the lower tang assembly on a Mdl 94 to get rid of the rebounding hammer action.  It might be of interest to you.  
As for the safety, Oglesby & Oglesby in Springfield IL, 217-487-7100, make a plug to do away with the safety in these guns.  I don't know if they sell them retail or if you have to send you rifle to them, but it is something to check out.

Of course I'm speaking from my experiance and dislike of these things again.  I don't know if you like them or not.
 
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